Before I let the cat out of the bag, let me just say that our exciting news is not shared out of arrogance or conceitedness, but rather so that you can share in our joy and excitement of accomplishing a goal that we've been working very hard to meet.
As of today, with the exception of our mortgage, Andrew and I are DEBT FREE! Since April of 2009, we've been working to pay off Andrew's car payment and both of our student loans, which at that time combined to a little over $43,000.
We decided to do this after reading Dave Ramsey's book, The Total Money Makeover. The "Debt Snowball" is Baby Step 2 (of 7), but it's certainly the most difficult of the 7 Baby Steps. So yes, while we do have several more steps to go, we wanted to do what many other Dave Ramsey fans have done upon completing Baby Step 2. This is us shouting: